Starling Bank review
Fully licensed UK bank with a well-rated business account.
Starling is the pick for most limited companies that want a proper bank account without monthly fees. Full FSCS protection and a mature app make it hard to argue against for day-to-day use.
At a glance
- Monthly fee
- £0 (sole trader and limited company)
- Free transfers
- Unlimited UK transfers
- FSCS protection
- Yes
- Best for
- Limited companies wanting a real bank
Pros
- Full UK banking licence — deposits FSCS protected up to £85,000
- No monthly fee on the standard business account
- Strong mobile app and web banking
Cons
- Cash deposits incur a fee
- No branch network
- Limited company application requires more detail than app-only providers
Features
- Faster Payments and Direct Debits
- Integrated bookkeeping (Starling Toolkit, paid add-on)
- Joint account option for sole traders
- 24/7 UK-based support
Integrations
Xero · FreeAgent · QuickBooks