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Revolut Business review

Multi-currency business account with FX at the core.

Revolut Business shines for businesses that move money across currencies. UK deposits are safeguarded rather than FSCS protected, which is the main trade-off versus Starling or Monzo.

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At a glance

Monthly fee
Free / £19 / £79 / £150 tiers
Free transfers
5 free local transfers/month on Free, more on paid
FSCS protection
No — funds safeguarded
Best for
Cross-border and multi-currency businesses

Pros

  • Strong multi-currency and FX features
  • Virtual and physical cards, bulk payments, expense management
  • Generous API for automation

Cons

  • E-money institution in the UK — not FSCS protected (funds safeguarded)
  • Customer support reputation is mixed
  • Fees stack up on the Free plan

Features

  • Hold 25+ currencies
  • Corporate cards with spending controls
  • Bulk payments and invoicing
  • Open API

Integrations

Xero · QuickBooks · FreeAgent · Zapier